The Practical Mystic Show - with Janine Bolon
The Practical Mystic Ep0023 - The 60-40 Principle (Step 9) -(Janine Bolon)

The Practical Mystic Ep0023 - The 60-40 Principle (Step 9) -(Janine Bolon)

February 12, 2021

You allocate your money in this way using the 60/40 principle:

    60% you live on. This goes into your main checking account

    10% goes into a long-term saving vehicle (IRA, 401k, Keogh account, solo401k) for retirement. If you don't currently have a retirement account of any kind, open two savings accounts at your bank (one for long-term savings and one for short-term savings)

    10% goes into a short-term savings account for use in those occasional large-scale expenses (such as new tires) or emergencies (the hot water heater leaks all over your newly laid carpet!)

    10% is tithed to a church or secular charity that is in line with your purpose and passion. this is your "rent" for occupying space on the planet.

    10% is pure philanthropy. That's right, you just give it away for the benefit of the community at large. This primes the pump so that the Universe starts sending more money your way.

Once you've retired your debts, you start applying the 60/40 principle to all of your income.

Questions? Take my free online course 10 Steps to Abundance https://app.ruzuku.com/courses/26243/... or

Connect with me on LinkedIn https://www.linkedin.com/in/janinebolon/

The Practical Mystic Ep0022 - The Flow of Money (Step 8) -(Janine Bolon)

The Practical Mystic Ep0022 - The Flow of Money (Step 8) -(Janine Bolon)

February 5, 2021

Money is not linear. It moves in a huge circle through our lives and if you're able to direct your dollars into the three areas it needs to keep regenerating, you'll keep your cash flow increasing. 

The flow of money is split into three large sections that move around our lives in a curved path:

    The Living Arm of money is the path most of us know about intimately. It is where all the expenses are located and it usually take up 110% of our income. Yep, we spend beyond our means in this category.

    The Saving Arm of money is the least known path for Americans. We really stink at saving money. The Chinese and Japanese so have us beat in this area. Of our entire US population only 2-3% saves money. Yikes!

    The Giving Arm of money is actually well done by Americans. We are a very giving country, but the reason we don't benefit like we could by this movement of money is due to our inconsistency of giving. We donate here, there and everywhere, but in a very sporadic way. This doesn't help keep the flow of money going. Consistency is the key here.

Questions? Take my free online course 10 Steps to Abundance https://app.ruzuku.com/courses/26243/... or

Connect with me on LinkedIn https://www.linkedin.com/in/janinebolon/

The Practical Mystic Ep0021 - Positive Purposes for the Law of Cause & Effect (Step 7) -(Janine Bolon)

The Practical Mystic Ep0021 - Positive Purposes for the Law of Cause & Effect (Step 7) -(Janine Bolon)

January 29, 2021

There are different ways to refer to this Natural Law by using the following versions:
"The Law of Cause and Effect"
"The law of the Harvest"
"What you sow, that you shall reap"
"What goes around comes around"
"Birds of a feather flock together"
"To him that has, more shall be given"
"Like begets like"

Despite the near-universal acceptance of this well-known law, people still struggle implementing it when they need something or when they see that others in their communities are in need.

Questions? Take my free online course 10 Steps to Abundance https://app.ruzuku.com/courses/26243/... or

Connect with me on LinkedIn https://www.linkedin.com/in/janinebolon/

The Practical Mystic - Hypnotist Zoilita Grant

The Practical Mystic - Hypnotist Zoilita Grant

January 25, 2021

Zoilita Grant has been practicing hypnosis for more than 50 years. In that time she's written 24 books on hypnosis and also founded Colorado Coaching with hypnotic meditations as well as home study classes.

Taking charge of your life starts with your mind and Zoilita has marvelous tools and advice to offer.

https://mindset-for-success.org/

 

The Practical Mystic - Reem Mousa

The Practical Mystic - Reem Mousa

January 23, 2021

Reem Mousa is the author of Not A Follower, the story of a woman who has immersed herself in learning and experiencing everything she can about meditation, communicating with God and manifesting—and along the way she becomes a powerful creator, teacher and leader.

The Practical Mystic Ep0020 - Examine Disposable Products (Step 6) -(Janine Bolon)

The Practical Mystic Ep0020 - Examine Disposable Products (Step 6) -(Janine Bolon)

January 22, 2021

here are times you will have to change your buying habits in order  to get the best value for your money. I had one client, Linda, tell me  that she was having difficulty figuring out where she could cut corners  in her expenses. After two months of tracking, she came to my office and  we worked through her monthly expense sheet. I asked her about her  paper towel use. Linda would only buy one particular brand and she knew  exactly how many rolls she went through a week. I showed her that she  was spending $520 a year on paper towels alone. It looked like this:

4 rolls per week @ $2.50 each = $10 a week x 52 weeks a year = $520 annually.

Don't  let commercials fool you. Disposable products are not that convenient  to make me give up on financial independence by throwing my money away!

Questions? Take my free online course 10 Steps to Abundance https://app.ruzuku.com/courses/26243/... or

Connect with me on LinkedIn https://www.linkedin.com/in/janinebolon/

The Practical Mystic Ep0018 - Tracking Those Coins (Step 4) -(Janine Bolon)

The Practical Mystic Ep0018 - Tracking Those Coins (Step 4) -(Janine Bolon)

January 8, 2021

Don't be afraid of basic math when it comes to money.

It is time to start tracking your expenses and income.

The Power of this Knowledge of knowing where your money is going allows you to self-regulate your expenses and savings so that you move forward in life in the direction of your dreams rather than sabotaging your financial stability.

Questions? Take my free online course 10 Steps to Abundance https://app.ruzuku.com/courses/26243/... or

Connect with me on LinkedIn https://www.linkedin.com/in/janinebolon/

The Practical Mystic - Brenda Hardwick Interview

The Practical Mystic - Brenda Hardwick Interview

January 2, 2021

Brenda M Hardwick writes Fantasy, Self-Help, and Spiritual Transformational books. She spends her days writing and doing Energy Healing at her office and helping with her twin granddaughters at home. Brenda lives in Colorado with her dog Lelu & two noisy parakeets. 

 

Other Titles by Brenda Hardwick: 

Fiction - 

Harlem Angel; Book One of The Circle

The Conductor: Book Two of The Circle 

Freedom Rings: Book Three of The Circle (coming in 2021)

 

Non-Fiction

Laughing Your Life Healthy

 

Brenda is available for Book Club Readings

Join her Email list @ https://www.brendahardwickauthor.com 

 

Keep up with what’s going on with Brenda at https://www.brendahardwickauthor.com/blog 

 

 Follow Brenda now at:

Twitter - @BrendaMHardwick

Instagram - brendahauthor

Facebook - @BrendaHAuthor

Linked In - www.linkedin.com/in/brendahauthor-3968

The Practical Mystic Ep0017 - Cheerful Cooperation with Cash (Step 3) -(Janine Bolon)

The Practical Mystic Ep0017 - Cheerful Cooperation with Cash (Step 3) -(Janine Bolon)

January 1, 2021

The Most Important Skill you can start practicing today regarding your financial situation is to stop lying about money! Yep, that's right. It is time for you to be totally honest and direct when it comes to talking about cash.

White lies about money are disastrous. 

 

Let's look at what happens when you lie:

- You say you saved $40 on a sale rather than the actual amount of $36

- You then begin rounding dollars and cents in your head in a way that caters to your buying habits 

- Over months you lose track of the amount of money you seriously are spending
- After a year you get your credit card bill and your stunned that you are so far in debt

- Make sure you speak the truth about money.

Questions? Take my free online course 10 Steps to Abundance https://app.ruzuku.com/courses/26243/... or Connect with me on LinkedIn https://www.linkedin.com/in/janinebolon/

The Practical Mystic -Zoilita Grant Interview

The Practical Mystic -Zoilita Grant Interview

December 31, 2020

Zoilita Grant has been involved in fostering human development for over forty years. She is a pioneer in the field of Hypnotic Coaching.

She has also served as the Vice President of the American Council of Hypnosis and worked as a Psychotherapist specializing in hypnosis.

She has also been a Hypnotic Coach and was part of the Colorado Association of Psychotherapists and  graduated from Berkeley. 

Her website is Mindset For Success.

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